NYS Mortgage Tax by County

(Percentage based on principal debt secured by a mortgage)

County Paid by Borrower Paid by Lender Zone
ALBANY 1.00% .25% 2
ALLEGANY .75% .25% 1
CATTARAUGUS .75% .25% 1
CAYUGA .75% .25% 1
CHAUTAUQUA 1.00% .25% 1
CHEMUNG .50% .25% 1
CHENANGO 50% .25% 1
CLINTON .75% .25% 1
COLUMBIA 1.00% .25% 2
CORTLAND .50% .25% 1
DELAWARE .75% .25% 1
DUTCHESS .80% .25% 2
ERIE .75% .25% 1
ESSEX .75% .25% 1
FRANKLIN .75% .25% 1
FULTON .75% .25% 1
GENESEE 1.00% .25% 1
GREENE .50% .25% 2
HAMILTON .50% .25% 1
HERKIMER .75% .25% 1
JEFFERSON .50% .25% 1
LEWIS .75% .25% 1
LIVINGSTON .75% .25% 1
MADISON .50% .25% 1
MONROE .75% .25% 1
MONTGOMERY .50% .25% 1
NASSAU .80% .25% 2
NIAGARA .75% .25% 1
ONEIDA .75% .25% 1
ONONDAGA .75% .25% 1
ONTARIO .50% .25% 1
ORANGE .80% .25% 2
ORLEANS .75% .25% 1
OSWEGO .75% .25% 1
OTSEGO .50% .25% 1
PUTNAM .80% .25% 2
RENSSELAER 1.00% .25% 2
ROCKLAND 1.05% .25% 2
ST. LAWRENCE .50% .25% 1
SARATOGA .75% .25% 1
SCHENECTADY 1.00% .25% 1
SCHOHARIE .50% .25% 1
SCHUYLER .75% .25% 1
SENECA .50% .25% 1
STEUBEN .75% .25% 1
SUFFOLK .80% .25% 2
SULLIVAN .75% .25% 2
TIOGA .50% .25% 1
TOMPKINS .50% .25% 1
ULSTER .50% .25% 2
WARREN .75% .25% 1
WASHINTON .75% .25% 1
WAYNE 1.00% .25% 1
WESTCHESTER 1.05% .25% 2
WYOMING .75% .25% 1